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Sign in to securely access your Upgrade account. Personal loans, Upgrade Card, Rewards Checking, and Credit Health.
Sign in to securely access your Upgrade account. Personal loans, Upgrade Card, Rewards Checking, and Credit Health.
Check your rate for a fixed-rate personal loan and borrow up to $50,000. Or get started with Upgrade Card in just minutes. Check out Rewards Checking with cash back rewards and more.
Combine the flexibility of a cash back rewards credit card with the predictability of a personal loan. Total credit lines from $500 to $25,000. Learn more about the Upgrade Card today!
Get up to $50,000 with a low, fixed rate loan. Affordable monthly payments. No prepayment fees. Fast funding†. Loan Amount ($1,000 to $50,000) Loan Purpose. Check your rate. Checking your rate is free and won’t impact your credit score. Get $200 with Rewards Checking Plus.
Start by signing into your Upgrade account. From your Rewards Checking Plus account dashboard, click “Deposit”, then “Direct Deposit”. From here, you have two options: You can set up direct deposit automatically - all you have to do is find your payroll company or employer and provide your login credentials OR,
Upgrade Life Rewards Card is our best cash back rewards card for gas, groceries, streaming services, utilities, and health purchases with unlimited 3% cash back rewards. You earn unlimited 1% cash back rewards on your other purchases when you pay them back, everyday.
Apply now for a 4.69% APY high-yield Premier Savings account through Upgrade. No monthly fees, secure 24/7 mobile access to your account.
Millions of families across America are now using an Upgrade Card, Loan or Rewards Checking account. That’s millions of people getting more value than they would from a traditional bank. And a better experience, too. Learn more about the team.
Pay off your high interest credit card debt with a personal loan through Upgrade. Loans feature low fixed rates and affordable monthly payments. Check your rate with no obligation and get a pre-approved offer in just minutes.