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2. Here are the credit products already cheaper after the Fed's ...

   www.aol.com/credit-products-already-cheaper-feds...

   The Federal Reserve cut its target range to 4.75%-5% on Wednesday, or a reduction of 0.5 percentage points from its prior level, which was at the highest in 23 years. The effective rate stands at ...

3. Want a better credit card interest rate? Try smaller ... - AOL

   www.aol.com/finance/want-better-credit-card...

   According to the consumer protection agency, the 25 largest credit card issuers charged interest rates that were 8 to 10 percentage points higher than those offered by smaller banks and credit ...

4. 5 tips to stop wasting your money on credit card interest - AOL

   www.aol.com/finance/5-tips-stop-wasting-money...

   You are then left with just one monthly payment at the lower rate.”. 2. Make more frequent payments. You can reduce the interest you pay on credit card debt by making multiple payments on your ...

5. Credit CARD Act of 2009 - Wikipedia

   en.wikipedia.org/wiki/Credit_CARD_Act_of_2009

   The Consumer Financial Protection Bureau in its October 2013 report on the CARD Act found that between the first quarter of 2009 and December 2012, credit card interest rates increased on average from 16.2% to 18.5%, while the “total cost of credit,” that is, the total of all fees and interest paid by all consumers as a percentage of the ...

6. Zazzle - Wikipedia

   en.wikipedia.org/wiki/Zazzle

   Zazzle is an American online marketplace that allows designers and customers to create their own products with independent manufacturers (clothing, posters, etc.), as well as use images from participating companies. Zazzle has partnered with many brands to amass a collection of digital images from companies like Disney, Warner Brothers and NCAA ...

7. Federal funds rate - Wikipedia

   en.wikipedia.org/wiki/Federal_funds_rate

   Federal funds rate vs unemployment rate. In the United States, the federal funds rate is the interest rate at which depository institutions (banks and credit unions) lend reserve balances to other depository institutions overnight on an uncollateralized basis. Reserve balances are amounts held at the Federal Reserve.

8. Dodd–Frank Wall Street Reform and Consumer Protection Act

   en.wikipedia.org/wiki/Dodd–Frank_Wall_Street...

   The CFPB was charged with protecting consumers against abuses related to credit cards, mortgages, and other financial products. The act also created the Financial Stability Oversight Council and the Office of Financial Research to identify threats to the financial stability of the United States of America, and gave the Federal Reserve new ...

9. U.S. prime rate - Wikipedia

   en.wikipedia.org/wiki/U.S._Prime_Rate

   The U.S. prime rate is in principle the interest rate at which a supermajority (3/4ths) of large banks loan money to their most creditworthy corporate clients. [1] As such, it serves as the de facto floor for private-sector lending, and is the baseline from which common "consumer" interest rates are set (e.g. credit card rates).