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  2. Pros and cons of student credit cards - AOL

    www.aol.com/finance/pros-cons-student-credit...

    The best student credit cards report your responsible spending and on-time monthly payments to the three major credit bureaus, helping you to build your credit score — an important consideration ...

  3. 7 credit card tips for college students

    www.aol.com/finance/7-credit-card-tips-college...

    5. Always pay on time. As the most significant credit-scoring factor, payment history makes up 35 percent of your FICO score. That’s why it’s crucial to always make your credit card payments ...

  4. What Every College Student Should Know About Using Credit Cards

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  5. Student loans in the United States - Wikipedia

    en.wikipedia.org/wiki/Student_loans_in_the...

    The loan servicer calculates the monthly payment amount that will pay off the original loan amount plus all accrued interest after 120 equal payments. Payments cover interest and part of the principal. Some loan terms may be shorter than 10 years. The minimum monthly payment varies in amount, but is usually within the range of $50-100.

  6. Credit card balance transfer - Wikipedia

    en.wikipedia.org/wiki/Credit_card_balance_transfer

    A credit card balance transfer is the transfer of the outstanding debt (the balance) in a credit card account to an account held at another credit card company. [1] This process is encouraged by most credit card issuers as a means to attract customers. The new bank/card issuer makes this arrangement attractive to consumers by offering incentives.

  7. Offer in compromise - Wikipedia

    en.wikipedia.org/wiki/Offer_in_compromise

    The Offer in Compromise (OIC) program, in the United States, is an Internal Revenue Service (IRS) program under 26 U.S.C. § 7122, which allows qualified individuals with an unpaid tax debt to negotiate a settled amount that is less than the total owed to clear the debt. A taxpayer uses the checklist in the Form 656, OIC package to determine if ...

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