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2. Property insurance - Wikipedia

   en.wikipedia.org/wiki/Property_insurance

   Property insurance. This tornado damage to an Illinois home would be covered as a typical named peril. Property insurance provides protection against most risks to property, such as fire, theft and some weather damage. This includes specialized forms of insurance such as fire insurance, flood insurance, earthquake insurance, home insurance, or ...

3. Business owner's policy - Wikipedia

   en.wikipedia.org/wiki/Business_owner's_policy

   Business owner's policy. A business owner's policy (also businessowner's policy, business owners policy or BOP) is a special type of commercial insurance designed for small and medium-sized businesses. [1] BOPs are cost-effective and convenient for business owners, as they provide comprehensive protection against common risks like property ...

4. Commercial property - Wikipedia

   en.wikipedia.org/wiki/Commercial_property

   A commercial office/retail building. Commercial property, also called commercial real estate, investment property or income property, is real estate (buildings or land) intended to generate a profit, either from capital gains or rental income. [ 1] Commercial property includes office buildings, medical centers, hotels, malls, retail stores ...

5. Impervious surface - Wikipedia

   en.wikipedia.org/wiki/Impervious_surface

   An estimation of PIMP is given by PIMP = 6.4J^0.5 where J is the number of dwellings per hectare (Butler and Davies 2000). For example, woodland has a PIMP value of 10%, whereas dense commercial areas have a PIMP value of 100%. This variable is used in the Flood Estimation Handbook. Graph of impervious surface coverage in the US. [5] [6]

6. Insurance - Wikipedia

   en.wikipedia.org/wiki/Insurance

   Insurance is a means of protection from financial loss in which, in exchange for a fee, a party agrees to compensate another party in the event of a certain loss, damage, or injury. It is a form of risk management, primarily used to protect against the risk of a contingent or uncertain loss. An entity which provides insurance is known as an ...

7. HO-4 insurance: what it covers and who might need it - AOL

   www.aol.com/finance/ho-4-insurance-covers-might...

   A standard HO-4 policy covers 16 specific perils. That means if your personal property is damaged due to one of these events, your insurance company should reimburse you up to your coverage limits ...