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2. Ray J - Wikipedia

   en.wikipedia.org/wiki/Ray_J

   Sanctuary. Atlantic. Elektra. EastWest. Musical artist. Website. rayj .com. William Ray Norwood Jr. (born January 17, 1981), [1] known professionally as Ray J, is an American R&B singer, songwriter, television personality, and actor. Born in McComb, Mississippi, and raised in Carson, California, he is the younger brother of singer and actress ...

3. Consumer Reports - Wikipedia

   en.wikipedia.org/wiki/Consumer_Reports

   Consumer Reports. Consumer Reports ( CR ), formerly Consumers Union ( CU ), is an American nonprofit consumer organization dedicated to independent product testing, investigative journalism, consumer-oriented research, public education, and consumer advocacy. [2] Founded in 1936, CR was created to serve as a source of information that consumers ...

4. AnnualCreditReport.com - Wikipedia

   en.wikipedia.org/wiki/AnnualCreditReport.com

   A consumer can request reports from all three agencies at the same time or stagger the requests throughout the twelve-month period as a way to self-monitor their credit data. In order to obtain a free credit report, users are not required to give a credit card number but establishing an account is required by some of the agencies.

5. AOL Mail

   mail.aol.com

   Get AOL Mail for FREE! Manage your email like never before with travel, photo & document views. Personalize your inbox with themes & tabs. You've Got Mail!

6. Access a free AOL plan - AOL Help

   help.aol.com/articles/free-aol-plan-faqs

   Access a free AOL plan. If you're already connected to the internet and not using AOL dial-up, you have free access to AOL software, email and several other services. This includes your AOL username and email account accessible at mail.aol.com, AOL security services protecting against spam and viruses within your AOL mail account, your AOL ...

7. Criticism of credit scoring systems in the United States

   en.wikipedia.org/wiki/Criticism_of_credit...

   Employers are unable to access credit scores on the credit reports sold for the purposes of employment screening but are able to acquire debt and payment history. Credit reports are legal to use for employment screening in all states, although some have passed legislation limiting the practice to only certain positions.