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The United States Housing and Economic Recovery Act of 2008 (commonly referred to as HERA) was designed primarily to address the subprime mortgage crisis. It authorized the Federal Housing Administration to guarantee up to $300 billion in new 30-year fixed rate mortgages for subprime borrowers if lenders wrote down principal loan balances to 90 ...
In the United States, housing segregation is the practice of denying African Americans and other minority groups equal access to housing through the process of misinformation, denial of realty and financing services, and racial steering. [1] [2] [3] Housing policy in the United States has influenced housing segregation trends throughout history.
In 2022, about 2.3 million out of the 5.2 million households receiving rental assistance used Section 8 vouchers. While landlord participation is voluntary, some states and municipalities have laws preventing income-based discrimination. [3] Voucher amounts vary depending on city or county, size of unit, and other factors. [4] Voucher recipients typically have 2 to 4 months to secure housing ...
The Tax Reform Act of 1986 was the top domestic priority of President Reagan's second term. The act lowered federal income tax rates, decreasing the number of tax brackets and reducing the top tax rate from 50 percent to 28 percent. The act also expanded the earned income tax credit, the standard deduction, and the personal exemption, removing approximately six million lower-income Americans ...
Beginning Monday, a California law will require credit card networks like Visa and Mastercard to provide banks with special retail codes that can be assigned to gun stores in order to track their ...
Housing discrimination in the United States refers to the historical and current barriers, policies, and biases that prevent equitable access to housing. Housing discrimination became more pronounced after the abolition of slavery in 1865, typically as part of Jim Crow laws that enforced racial segregation. The federal government didn't begin to take action against these laws until 1917, when ...
5 Reasons to Seriously Consider Using a Living Trust to Pass an Inheritance to Your Family Ryan Downie, The Motley Fool June 22, 2024 at 11:32 AM
Most people are looking to provide for their families, and, currently, public education is not providing people with the resources necessary to take care of a family with a livable wage.