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Afterpay Limited (abbreviated as Afterpay) is a multinational financial technology company owned by Block, Inc., best known for its buy now, pay later (BNPL) service. It was founded in Australia and also operates in the United Kingdom, Canada, the United States, and New Zealand. Afterpay was founded in 2014 by Nick Molnar and Anthony Eisen. [ 1]
Block, Inc. (formerly Square, Inc.[ 9]) is a U.S. listed company founded by Jack Dorsey and Jim McKelvey in 2009. It is a financial technology conglomerate. The company reportedly serves 56 million users and 4 million businesses, and processes payments worth US$ 228 billion annually as of 2023. [ 10][ 11][ 3]
Stripe's point-of-sale service called Terminal was made available to US users on June 11, 2019. Terminal had previously been invitation-only. [38] Terminal is currently available in Canada, France, Germany, Ireland, the Netherlands, Singapore, and the United Kingdom. The service offers physical credit-card readers designed to work with Stripe ...
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Afterpay charges higher late fees than Klarna. For purchases under $40, late fees may incur a maximum of 25% of the original value. For purchases over $40, Afterpay applies an initial $10 fee ...
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