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Type of business acquisition loan. Description. SBA 7(a) loan. A government-backed loan designed to help businesses that don’t qualify for conventional business loans, offering low interest ...
A candidate at a job interview. A job interview is an interview consisting of a conversation between a job applicant and a representative of an employer which is conducted to assess whether the applicant should be hired. [1] Interviews are one of the most common methods of employee selection. [1] Interviews vary in the extent to which the ...
Definition. In neoclassical economics theory, labor market discrimination is defined as the different treatment of two equally qualified individuals on account of their gender, race, disability, religion, etc. Discrimination is harmful since it affects the economic outcomes of equally productive workers directly and indirectly through feedback ...
Pros and cons. When using oral history as a source material, several caveats exist. The person being interviewed may not accurately recall factual information such as names or dates, and they may exaggerate. To avoid this, interviewers can do thorough research prior to the interview and formulate questions for the purpose of clarification.
The Reid technique is a method of interrogation. The system was developed in the United States by John E. Reid in the 1950s. Reid was a polygraph expert and former Chicago police officer. The technique is known for creating a high pressure environment for the interviewee, followed by sympathy and offers of understanding and help, but only if a ...
Lower your interest rate, saving you money. Reduce your monthly payments by lowering the rate or extending the term. Change from a variable rate to a fixed rate. Cons of refinancing a second ...
Example of an interest-only mortgage. Say you obtain a 30-year interest-only loan for $330,000, with an initial rate of 5.1 percent and an interest-only term of seven years. ... Here are some pros ...
Maximum wage. A maximum wage, also often called a wage ceiling, is a legal limit on how much income an individual can earn. [1] It is a prescribed limitation which can be used to effect change in an economic structure, but its effects are unrelated to those of minimum wage laws used currently by some states to enforce minimum earnings. [2]
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