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With spending up this past holiday season and record credit card debt right now, more and more shoppers have been turning to "buy now, pay later" options as we start 2024.
More than 100 million Americans used buy now, pay later loans – also known as point-of-sale financing – within the last year, according to TransUnion.
On May 22, 2024, the Consumer Financial Protection Bureau issued a new rule that classified buy-now, pay-later (BNPL) lenders as credit card providers. That means BNPL companies are now held to the...
The study, which builds on a survey fielded in 2022, found that at least 62% of BNPL borrowers said they used retail credit cards compared with 44% of non-BNPL consumers. Additionally, more than a ...
How buy now, pay later services work. ... Meaning your estimated total would increase to $620.45 — a hefty total similar to what you might pay if you’d used a credit card.
The Biden administration announced Wednesday that consumers who use "buy now, pay later" (BNPL) services for purchases are entitled to the same legal protections as consumers who use credit cards.
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