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A mortgage-backed security (MBS) is a type of asset-backed security (an "instrument") which is secured by a mortgage or collection of mortgages. The mortgages are aggregated and sold to a group of individuals (a government agency or investment bank) that securitizes, or packages, the loans together into a security that investors can buy.
While individual songs were made available at a cost of US$1.29, 30¢ more than the cost of a regular DRM song, entire albums were available for the same price, US$9.99, as DRM encoded albums. On October 17, 2007, Apple lowered the cost of individual iTunes Plus songs to US$0.99 per song, the same as DRM encoded tracks.
Further, shadow banks were able to mask the extent of their risk taking from investors and regulators through the use of complex, off-balance sheet derivatives and securitizations. [16] Economist Gary Gorton has referred to the 2007–2008 aspects of the crisis as a " run " on the shadow banking system.
Attention deficit hyperactivity disorder (ADHD) is a neurodevelopmental disorder characterised by executive dysfunction occasioning symptoms of inattention, hyperactivity, impulsivity and emotional dysregulation that are excessive and pervasive, impairing in multiple contexts, and developmentally-inappropriate.
In 2007, with over 800 million dollars in revenue, Sweden was the third-largest music exporter in the world and surpassed only by the US and the UK. [283] [284] [better source needed] According to one source 2013, Sweden produces the most chart hits per capita in the world, followed by the UK and the US. [285] Sweden has a rather lively jazz scene.
The 25 least populous states contain less than one-sixth of the total population. California , the most populous state, contains more people than the 21 least populous states combined, and Wyoming , the least populous state, has a population less than any of the 31 most populous U.S. cities .
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