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2. Discover Financial - Wikipedia

   en.wikipedia.org/wiki/Discover_Financial

   Discover Financial. Discover Financial Services is an American financial services company that owns and operates Discover Bank, an online bank that offers checking and savings accounts, personal loans, home equity loans, student loans and credit cards. It also owns and operates the Discover and Pulse networks, and owns Diners Club International.

3. Credit score in the United States - Wikipedia

   en.wikipedia.org/wiki/Credit_score_in_the_United...

   The classic FICO credit score (named FICO credit score) is between 300 and 850, and 59% of people had between 700 and 850, 45% had between 740 and 850, and 1.2% of Americans held the highest FICO score (850) in 2019. According to FICO, the median FICO credit score in 2006 was 723 and 721 in 2015.

4. Credit scorecards - Wikipedia

   en.wikipedia.org/wiki/Credit_scorecards

   A credit score is primarily based on a credit report, information typically sourced from credit bureaus. [2] Lenders, such as banks and credit card companies, use credit scores to evaluate the potential risk posed by lending money to consumers and to mitigate losses due to bad debt. Lenders use credit scores to determine who qualifies for a ...

5. FICO Score vs Credit Score: What's the Difference? - AOL

   www.aol.com/fico-score-vs-credit-score-200056356...

   Like FICO, Vantage ranges from 300 (poor credit) to 850 (excellent credit) and (like FICO!) there are multiple versions. Right now, the standard is VantageScore 4.0, and it’s used by several ...

6. What is my credit score if I have no credit history? - AOL

   www.aol.com/finance/credit-score-no-credit...

   However, you won’t have a FICO credit score — which is used by 90 percent of top lenders, according to FICO — until an account is at least six months old. This means that no credit history ...

7. What do the different versions of FICO scores mean? - AOL

   www.aol.com/finance/different-versions-fico...

   A FICO score is a credit score model from the Fair Isaac Corporation that lenders have used since 1989 to assess the credit risk of individual consumers. FICO scores are three-digit numbers, which ...