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  2. Automotive Service Excellence - Wikipedia

    en.wikipedia.org/wiki/Automotive_Service_Excellence

    The National Institute for Automotive Service Excellence ( ASE) is a professional certification group that certifies professionals and shops in the automotive repair and service industry in the United States and parts of Canada. It is an independent, non-profit organization created in 1972 [1] in response to consumers needing to distinguish ...

  3. Greek identity card - Wikipedia

    en.wikipedia.org/wiki/Greek_identity_card

    Turkey. Eligibility. Greek citizenship. Expiration. 10 years. The Greek identity card ( Greek: Δελτίο ταυτότητας, "identification card") is the official national identification document for Greek citizens. It is issued by the Hellenic Police . Possession of the card is mandatory for all Greek citizens 12 years of age and older. [2]

  4. Time value of money - Wikipedia

    en.wikipedia.org/wiki/Time_value_of_money

    Time value of money. The present value of $1,000, 100 years into the future. Curves represent constant discount rates of 2%, 3%, 5%, and 7%. The time value of money is the widely accepted conjecture that there is greater benefit to receiving a sum of money now rather than an identical sum later. It may be seen as an implication of the later ...

  5. Debt service coverage ratio - Wikipedia

    en.wikipedia.org/wiki/Debt_service_coverage_ratio

    The debt service coverage ratio provides a useful indicator of financial strength. Standard & Poors reported that the total pool consisted, as of June 10, 2008, of 135 loans, with an aggregate trust balance of $2.052 billion. They indicate that there were, as of that date, eight loans with a DSC of lower than 1.0x.

  6. Quality management - Wikipedia

    en.wikipedia.org/wiki/Quality_management

    Quality management ensures that an organization, product or service consistently functions well. It has four main components: quality planning, quality assurance, quality control and quality improvement. [1] Quality management is focused not only on product and service quality, but also on the means to achieve it.

  7. Passive income - Wikipedia

    en.wikipedia.org/wiki/Passive_income

    The bondholder receives the interest payment, determined by the coupon rate, at the end of each fixed period, set by the coupon date, from the date of issue. When the bond matures, the issuer pays the bondholder the face value. Receipt of income in the form of coupon payments is a regular and stable way of building passive income.

  8. Profit margin - Wikipedia

    en.wikipedia.org/wiki/Profit_margin

    Net profit margin is net profit divided by revenue. Net profit is calculated as revenue minus all expenses from total sales. Example. A company has $1,000,000 in revenue, $600,000 in COGS, $200,000 in operating expenses, and $50,000 in taxes. Net profit is $150,000, and net profit margin is (150,000 / 1,000,000) x 100 = 15%.

  9. Social commerce - Wikipedia

    en.wikipedia.org/wiki/Social_commerce

    More succinctly, social commerce is the use of social network (s) in the context of e-commerce transactions from browsing to checkout, without ever leaving a social media platform. [3] The term social commerce was introduced by Yahoo! in November 2005 [4] which describes a set of online collaborative shopping tools such as shared pick lists ...