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  2. How to maximize your 0% APR credit card and avoid debt traps

    www.aol.com/finance/maximize-0-apr-credit-card...

    17. $150 BT fee, $12.23 in interest. Card with no intro APR offer. $5,000. $300. 20. $946 in interest. With the 0 percent APR credit card, you’d save $783.77, even with the 3 percent balance ...

  3. How to do a credit card balance transfer - AOL

    www.aol.com/finance/credit-card-balance-transfer...

    Most balance transfer cards charge balance transfer fees of 3 percent to 5 percent of your balance. So, if you transfer $5,000 to a balance transfer card, you could pay an extra $150 to $250 in fees.

  4. Pros and cons of a balance transfer - AOL

    www.aol.com/finance/pros-cons-balance-transfer...

    A balance transfer credit card can help you pay off your debt faster and save money on interest, but it may not be the right move for everyone. Balance transfer credit cards offer advantages ...

  5. Discounts and allowances - Wikipedia

    en.wikipedia.org/wiki/Discounts_and_allowances

    Discounts and allowances are reductions to a basic price of goods or services. They can occur anywhere in the distribution channel, modifying either the manufacturer's list price (determined by the manufacturer and often printed on the package), the retail price (set by the retailer and often attached to the product with a sticker), or the list ...

  6. Coupon collector's problem - Wikipedia

    en.wikipedia.org/wiki/Coupon_collector's_problem

    In probability theory, the coupon collector's problem refers to mathematical analysis of "collect all coupons and win" contests. It asks the following question: if each box of a given product (e.g., breakfast cereals) contains a coupon, and there are n different types of coupons, what is the probability that more than t boxes need to be bought ...

  7. Credit card balance transfer - Wikipedia

    en.wikipedia.org/wiki/Credit_card_balance_transfer

    A credit card balance transfer is the transfer of the outstanding debt (the balance) in a credit card account to an account held at another credit card company. [1] This process is encouraged by most credit card issuers as a means to attract customers. The new bank/card issuer makes this arrangement attractive to consumers by offering incentives.

  8. Everything you need to know about balance transfer checks - AOL

    www.aol.com/finance/everything-know-balance...

    You decide to use one of your balance transfer checks to pay off a $1,000 credit card balance you’re currently carrying on Credit Card B that has a high APR. You make your balance transfer check ...

  9. Gray card - Wikipedia

    en.wikipedia.org/wiki/Gray_card

    A gray card is a flat object of a neutral-gray color that derives from a flat reflectance spectrum. A typical example is the Kodak R-27 set, which contains one 8 in × 10 in (20 cm × 25 cm) card and one 4 in × 5 in (10 cm × 13 cm) card, each with an 18% reflectance across the visible spectrum, and a white reverse side with a 90% reflectance.