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  2. Best CD rates for August 15, 2024 - AOL

    www.aol.com/finance/best-cd-rates-today-dont...

    Today's best certificates of deposit are still paying out up to 5% APY and higher on a range of terms, with fixed rates that make it easy for you to know exactly how much you'll earn when the ...

  3. How do certificates of deposit work? Understanding CDs ... - AOL

    www.aol.com/finance/how-do-cds-work-220139365.html

    Due to their fixed terms and low deposit requirements, CDs can offer significantly higher interest rates when compared to traditional savings and checking accounts — up to 10 times more than the ...

  4. Interest rates on top-yielding CDs are dropping. Here ... - AOL

    www.aol.com/finance/interest-rates-top-yielding...

    Since July 29, four of Bankrate’s top 10, one-year CDs have seen their APYs decrease as of Aug. 6. But all of those 10 top-yielding CDs still offer yields at 5.1 percent APY or slightly higher ...

  5. Best CD rates today: Outsmart upcoming Fed cuts with ... - AOL

    www.aol.com/finance/best-cd-rates-today-outsmart...

    Here's where to lock down the weekend's most competitive rates on FDIC-insured CDs of up to 12 months or longer with signup in minutes and guaranteed savings into 2025, 2026 and beyond — long ...

  6. Certificate of deposit - Wikipedia

    en.wikipedia.org/wiki/Certificate_of_deposit

    A certificate of deposit ( CD) is a time deposit sold by banks, thrift institutions, and credit unions in the United States. CDs typically differ from savings accounts because the CD has a specific, fixed term before money can be withdrawn without penalty and generally higher interest rates. The bank expects the CDs to be held until maturity ...

  7. What Lower Interest Rates Would Mean for Your Bank Accounts - AOL

    www.aol.com/lower-interest-rates-mean-bank...

    But high interest rates aren’t without a big perk: They encourage banks to pay more interest on certificate of deposit accounts (CDs) and high-yield savings accounts (HYSAs).

  8. Best CD rates for August 13, 2024 - AOL

    www.aol.com/finance/best-cd-rates-today-race-is...

    Lock in today's best rates in decades on certificates of deposits on a range of CD terms — from 10 months to 5 years.

  9. Savings interest rates today: Break away from the average to ...

    www.aol.com/finance/savings-interest-rates-today...

    These digital accounts and online-only banks may not be familiar names, though each partners with an FDIC-insured bank to offer deposit accounts that are insured for up to $250,000 by the Federal ...