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  2. How to unfreeze credit if you lose your PIN - AOL

    www.aol.com/finance/unfreeze-credit-lose-pin...

    Click on the “Freeze” page under “Identity”. Unfreeze your report. You can also lift your credit freeze in the following ways: Over the phone: Call Equifax at 888-298-0045. A ...

  3. Medical debt: New federal rules could provide credit relief ...

    www.aol.com/finance/medical-debt-federal-rules...

    In April 2023, the three main credit bureaus — Equifax , Experian , and TransUnion — removed medical debt collections under $500 from consumer credit reports. (Most medical debts are under $500 .)

  4. Goodwill letters: How to get late payments removed from your ...

    www.aol.com/finance/goodwill-letters-payments...

    A goodwill letter is a formal letter to a creditor or lender, such as a bank or credit card company, to request forgiveness for a late payment or other negative item on your credit report. In the ...

  5. Credit freeze - Wikipedia

    en.wikipedia.org/wiki/Credit_freeze

    A credit freeze (also known as a security freeze) allows an individual to control how a consumer reporting agency (also known as a credit bureau such as Equifax, Experian, TransUnion, and Innovis) is able to sell personal financial identity data. [ 1] The credit freeze locks the data at the consumer reporting agency until the individual gives ...

  6. Fair Credit Billing Act - Wikipedia

    en.wikipedia.org/wiki/Fair_Credit_Billing_Act

    The Fair Credit Billing Act (FCBA) is a United States federal law passed during the 93rd United States Congress and enacted on October 28, 1974 as an amendment to the Truth in Lending Act (codified at 15 U.S.C. § 1601 et seq.) and as the third title of the same bill signed into law by President Gerald Ford that also enacted the Equal Credit Opportunity Act.

  7. Refusal of medical assistance - Wikipedia

    en.wikipedia.org/wiki/Refusal_of_medical_assistance

    The refusal of medical assistance, or RMA, ensures the continuum of care that ambulance squads have a responsibility towards. In a typical emergency call, the ambulance service will assess and transport the patient to an appropriate facility. The ambulance squad's duty towards the patient begins with patient contact and generally ends with ...

  8. White House to propose removing medical bills from credit reports

    www.aol.com/white-house-propose-removing-medical...

    The Biden-Harris administration announced Thursday it has begun looking into removing medical debt from consumer credit reports in an effort to lessen the impact unexpected medical costs can have ...

  9. Biden administration seeks to remove medical bills from ... - AOL

    www.aol.com/biden-administration-seeks-remove...

    Millions of Americans with unpaid medical bills would no longer have that debt show up on credit reports under proposals being considered by the Consumer Financial Protection Bureau. The agency ...