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2. Money expert says Americans who obsess over an 800 credit ...

   www.aol.com/finance/money-expert-says-americans...

   You can reach 760 by reducing the balances on your credit cards, which will lower your credit utilization ratio and positively impact your score. Focus on paying these bills on time.

3. How to get the best auto loan rate

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   A good auto loan rate is generally any rate below the average for your credit profile. For drivers with excellent credit, the average rates are 5.07 percent for new cars and 7.09 percent for used ...

4. How a car loan settlement affects your credit - AOL

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   A car loan settlement immediately causes your credit score to go down because the settlement is a negative mark on your credit report. Your credit score is used in future loan applications, rental ...

5. 9 Things To Do Now If You Have an 800 Credit Score - AOL

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   With good credit, get lower interest rates and more benefits. ... Mail. 24/7 Help. For premium support please call: 800-290-4726 more ways to reach us. Mail. Sign in. Subscriptions; Business ...

6. 3 steps to calculate your debt-to-income ratio - AOL

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   Step three: Divide your monthly debts by your monthly gross income. For this example, divide your monthly debt payments ($2,400) by your total monthly gross income ($6,000). In this case, your ...

7. How to get a car loan with bad credit - AOL

   www.aol.com/finance/car-loan-bad-credit...

   9. Bring a friend to the lender. Ask a friend or a relative to go with you to the lender’s office, says Massachusetts-based consumer attorney Yvonne Rosmarin. Bringing someone you trust to the ...