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Buy now, pay later with flexible plans that fit your budget. And take Affirm everywhere, so you never pay hidden fees or compound interest.
We list the buy now, pay later catalogs that require no credit check or only a soft credit check. Find requirements, how to apply, and more inside.
Shop thousands of top brands where you can buy now and pay over time with no hidden fees. Free registration and no FICO® pulled. Zebit is a marketplace for people with less than stellar credit.
Buy Now, Pay Later is a deferred payment option to buy things without paying upfront. These companies offer services without a credit check.
Compare popular "buy now, pay later" apps — including Affirm, Afterpay and Klarna — that split your purchase into equal installments, usually with no interest.
Sezzle allows you to buy now and pay later! Shop now, get what you need, and pay later in 4 interest-free installment payments over six weeks. Learn more!
Pay over 6 weeks with 0% APR, zero fees, zero overdraft fees and zero credit impact when you sign up. Or Pay now and get 2% back in Zilch Rewards instantly. And because we’re a Mastercard, you can shop absolutely anywhere else online with a fee of up to $3 for purchases over $10.
Load up on cash back offers before you shop. Track your packages. And manage it all on the go. Use PayPal's Buy Now Pay Later App to pay at your favorite retailers. Select a Pay Later offer at checkout, Pay in 4 or Pay Monthly, for qualifying purchases.
Enjoy secure shopping, lightning-fast checkout, and pay the flexible way—now, in 30 days, in 4 interest-free payments, or over time.
How Splitit works. No additional interest or fees* Splitit will never charge you interest or fees. (Your standard credit cards T&Cs still apply) No new loans. Use the credit you have already earned. All you need is the balance available on your credit card. Keep the rewards coming.