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  2. The biggest pros and cons of personal loans for bad credit - AOL

    www.aol.com/finance/pros-cons-bad-credit-loans...

    Lower rates than credit cards or payday loans. Bad credit loans come with higher interest rates than other types of personal loans. Rates may be similar to those of credit cards, which averaged 20 ...

  3. Pros and cons of bad credit business loans - AOL

    www.aol.com/finance/pros-cons-bad-credit...

    To help offset the risk, bad credit business loans come with steeper borrowing costs to protect the lender if you default on the loan agreement. That means higher interest rates on loans for bad ...

  4. Can I take out multiple bad credit loans? Explore ... - AOL

    www.aol.com/finance/multiple-bad-credit-loans...

    Bad credit loans are costly, and taking out several can lead to cash flow issues. Applying for multiple loans in a short window can also temporarily lower your credit score. Alternatives to ...

  5. Credit history - Wikipedia

    en.wikipedia.org/wiki/Credit_history

    A credit history is a record of a borrower's responsible repayment of debts. [ 1] A credit report is a record of the borrower's credit history from a number of sources, including banks, credit card companies, collection agencies, and governments. [ 2] A borrower's credit score is the result of a mathematical algorithm applied to a credit report ...

  6. Predatory lending - Wikipedia

    en.wikipedia.org/wiki/Predatory_lending

    Predatory lending refers to unethical practices conducted by lending organizations during a loan origination process that are unfair, deceptive, or fraudulent. While there are no internationally agreed legal definitions for predatory lending, a 2006 audit report from the office of inspector general of the US Federal Deposit Insurance Corporation (FDIC) broadly defines predatory lending as ...

  7. AnnualCreditReport.com - Wikipedia

    en.wikipedia.org/wiki/AnnualCreditReport.com

    AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.

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