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2. The 7 Best Store Credit Cards Worth a Spot in Your Wallet - AOL

   www.aol.com/7-best-store-credit-cards-213635309.html

   Best Overall: Capital One Walmart Rewards Mastercard. APR: Depending on credit score, 17.99% – 26.99% variable APR. Annual Fee: None. Benefits: Open-loop card — can be used anywhere Mastercard ...

3. The 7 Best Credit Cards for Fair or Average Credit of 2022 - AOL

   www.aol.com/7-best-credit-cards-fair-115014579.html

   Annual fee. $0. APR. 28.49% variable. Signup bonus. None. Credit requirements. Fair to good credit (580 to 740) Capital One QuicksilverOne Cash Rewards. Best for Cashback

4. Store credit cards: The full breakdown - AOL

   www.aol.com/finance/store-credit-cards-full...

   LendingTree has polled shoppers’ attitudes and usage of store credit cards since 2018 and the findings reveal a change of heart. Down from a 44% peak in 2020, just 29% of 2021’s holiday ...

5. Fair Credit and Charge Card Disclosure Act - Wikipedia

   en.wikipedia.org/wiki/Fair_Credit_and_Charge...

   The Fair Credit and Charge Card Disclosure Act (abbreviated as the FCCCDA) is an American consumer protection law that requires credit card companies and loan agencies to disclose any "fine print" about a loan or line of credit to the consumer. [1] This includes information about variable interest rates and fees. The FCCCDA was passed in 1988.

6. Credit score in the United States - Wikipedia

   en.wikipedia.org/wiki/Credit_score_in_the_United...

   The VantageScore 4.0 score was released in mid-2017 and also uses a range of 300–850. Consumers can get free VantageScores from free credit report websites, and from some credit cards issued by Capital One, American Express, U.S. Bank, Chase Bank, TD Bank, N.A., Synchrony Bank, and USAA Bank. The VantageScore 3.0 and 4.0 lower than 550 is ...

7. Fair Credit Reporting Act - Wikipedia

   en.wikipedia.org/wiki/Fair_Credit_Reporting_Act

   The Fair Credit Reporting Act ( FCRA ), 15 U.S.C. § 1681 et seq., is federal legislation enacted to promote the accuracy, fairness, and privacy of consumer information contained in the files of consumer reporting agencies. It was intended to shield consumers from the willful and/or negligent inclusion of erroneous data in their credit reports.