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  2. Credit rating agencies and the subprime crisis - Wikipedia

    en.wikipedia.org/wiki/Credit_rating_agencies_and...

    t. e. Credit rating agencies and the subprime crisis is the impact of credit rating agencies (CRAs) in the American subprime mortgage crisis of 2007–2008 that led to the financial crisis of 2007–2008 . Credit rating agencies, firms which rate debt instruments / securities according to the debtor's ability to pay lenders back, played a ...

  3. Government policies and the subprime mortgage crisis

    en.wikipedia.org/wiki/Government_policies_and...

    t. e. Government policies and the subprime mortgage crisis covers the United States government policies and its impact on the subprime mortgage crisis of 2007-2009. The U.S. subprime mortgage crisis was a set of events and conditions that led to the 2007–2008 financial crisis and subsequent recession. It was characterized by a rise in ...

  4. Pros and cons of bad credit business loans - AOL

    www.aol.com/finance/pros-cons-bad-credit...

    To help offset the risk, bad credit business loans come with steeper borrowing costs to protect the lender if you default on the loan agreement. That means higher interest rates on loans for bad ...

  5. California Department of Financial Protection and Innovation

    en.wikipedia.org/wiki/California_Department_of...

    The department operates under the California Business, Consumer Services and Housing Agency. The DFPI protects California consumers and oversees the operations of state-licensed financial institutions, including banks, credit unions, debt collectors, nonbank mortgage lenders, student loan servicers, money transmitters, and others. Additionally ...

  6. How to consolidate business debt

    www.aol.com/finance/consolidate-business-debt...

    Calculate how much debt you owe. The first step to consolidating business debt is to calculate the total debt you owe. You can do this by adding up your payoff balances for all your loans to get a ...

  7. Alternatives to unsecured business loans - AOL

    www.aol.com/finance/alternatives-unsecured...

    Key takeaways. Due to the risk to lenders, unsecured small business loans can be harder to get. Unsecured small business loans tend to have higher interest rates than secured loans

  8. 2008–2012 California budget crisis - Wikipedia

    en.wikipedia.org/wiki/2008–2012_California...

    2008–2012 California budget crisis. The U.S. state of California had a budget crisis in which it faced a shortfall of at least $ 11.2 billion, [1] and projected to top $40 billion over the 2009–2010 fiscal years. [2]

  9. Best business debt consolidation loans

    www.aol.com/finance/best-business-debt...

    The best way to start a Fundible loan application is to call Fundible’s responsive customer service at 855-784-0008. Requirements to qualify include: 580 personal credit score or higher. At ...