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  2. Citi Easy Deals: How To Get Discounts on Gift Cards, Travel ...

    www.aol.com/citi-easy-deals-discounts-gift...

    If you’re looking for a credit card with a 0% APR for 18 months, Citi Diamond Preferred and Citi Simplicity are solid options with no annual fees and a host of benefits. The Citi Easy Deals ...

  3. How to maximize your 0% APR credit card and avoid debt traps

    www.aol.com/finance/maximize-0-apr-credit-card...

    17. $150 BT fee, $12.23 in interest. Card with no intro APR offer. $5,000. $300. 20. $946 in interest. With the 0 percent APR credit card, you’d save $783.77, even with the 3 percent balance ...

  4. 12 best cash back credit cards: Up to 5% back - AOL

    www.aol.com/finance/12-best-cash-back-credit...

    0% intro APR: If a cash back rewards card charges no annual fee, there’s a good chance it offers 0% APR on purchases and/or balance transfers for 12+ months as well.

  5. U.S. prime rate - Wikipedia

    en.wikipedia.org/wiki/U.S._Prime_Rate

    U.S. prime rate. The U.S. prime rate is in principle the interest rate at which a supermajority (3/4ths) of large banks loan money to their most creditworthy corporate clients. [1] As such, it serves as the de facto floor for private-sector lending, and is the baseline from which common "consumer" interest rates are set (e.g. credit card rates).

  6. Credit card balance transfer - Wikipedia

    en.wikipedia.org/wiki/Credit_card_balance_transfer

    A credit card balance transfer is the transfer of the outstanding debt (the balance) in a credit card account to an account held at another credit card company. [1] This process is encouraged by most credit card issuers as a means to attract customers. The new bank/card issuer makes this arrangement attractive to consumers by offering incentives.

  7. Credit card interest - Wikipedia

    en.wikipedia.org/wiki/Credit_card_interest

    Credit card interest is a way in which credit card issuers generate revenue. A card issuer is a bank or credit union that gives a consumer (the cardholder) a card or account number that can be used with various payees to make payments and borrow money from the bank simultaneously.

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