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  2. International English Language Testing System - Wikipedia

    en.wikipedia.org/wiki/International_English...

    Website. ielts .org. International English Language Testing System ( IELTS / ˈaɪ.ɛlts /) [ 6] is an international standardized test of English language proficiency for non-native English language speakers. It is jointly managed by the British Council, IDP and Cambridge English, [ 6] and was established in 1989.

  3. Test of English as a Foreign Language - Wikipedia

    en.wikipedia.org/wiki/Test_of_English_as_a...

    Test of English as a Foreign Language ( TOEFL / ˈtoʊfəl / TOH-fəl) is a standardized test to measure the English language ability of non-native speakers wishing to enroll in English-speaking universities. The test is accepted by more than 11,000 universities and other institutions in over 190 countries and territories.

  4. Business letter - Wikipedia

    en.wikipedia.org/wiki/Business_letter

    Business letter. A business letter is a letter from one company to another, or such organizations and their customers, clients, or other external parties. The overall style of letter depends on the relationship between the parties concerned. Business letters can have many types of content, for example to request direct information or action ...

  5. Letter (message) - Wikipedia

    en.wikipedia.org/wiki/Letter_(message)

    A letter is a written message conveyed from one person (or group of people) to another through a medium. [1] Something epistolary means that it is a form of letter writing. The term usually excludes written material intended to be read in its original form by large numbers of people, such as newspapers and placards, although even these may ...

  6. How to write a letter of explanation for a mortgage - AOL

    www.aol.com/finance/write-letter-explanation...

    Sample letter of explanation. Date Lender name. Lender address. Lender city, state and ZIP code RE: Your Name and Application Number I am writing to explain the absence of any payroll deposits in ...

  7. Open letter - Wikipedia

    en.wikipedia.org/wiki/Open_letter

    An open letter is a letter that is intended to be read by a wide audience, or a letter intended for an individual, but that is nonetheless widely distributed intentionally. [1] [2] Open letters usually take the form of a letter addressed to an individual but are provided to the public through newspapers and other media, such as a letter to the ...

  8. How generative AI is changing the mortgage process - AOL

    www.aol.com/finance/generative-ai-changing...

    Automation technology has been a part of mortgage lending since the 1990s, but it's different from generative AI. Today, some lenders are using generative AI to increase the amount of loans they ...

  9. Form letter - Wikipedia

    en.wikipedia.org/wiki/Form_letter

    Form letter. A form letter is a letter written from a template, rather than being specially composed for a specific recipient. The most general kind of form letter consists of one or more regions of boilerplate text interspersed with one or more substitution placeholders. Although form letters are generally intended for a wide audience, many ...