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  2. Will Credit Card Companies Lower My Interest Rate if I Ask? - AOL

    www.aol.com/credit-card-companies-lower-interest...

    Consumer credit card debt in the United States exceeds $1 trillion as of the second quarter (Q2) of 2023, according to the Federal Reserve Bank of New York.The average American credit card debt ...

  3. How to negotiate debt with credit card companies - AOL

    www.aol.com/finance/negotiate-debt-credit-card...

    Using a debt settlement company. These companies can call up creditors and negotiate on your behalf to get your bills lowered. They will then typically put you on a payment plan to pay off any ...

  4. Best debt relief options for credit card debt - AOL

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    The process will generally involve taking out a new personal loan with a lower interest rate. Debt consolidation is one of the best options for credit card debt relief, and not just because of the ...

  5. Why did my interest rate go up on my credit card? - AOL

    www.aol.com/finance/why-did-interest-rate-credit...

    Key takeaways. Your credit card APR can go up if the prime rate changes, you paid your credit card bill late, your intro APR offer ended or your credit score dropped. If your APR increases, you ...

  6. How to maximize your 0% APR credit card and avoid debt traps

    www.aol.com/finance/maximize-0-apr-credit-card...

    17. $150 BT fee, $12.23 in interest. Card with no intro APR offer. $5,000. $300. 20. $946 in interest. With the 0 percent APR credit card, you’d save $783.77, even with the 3 percent balance ...

  7. How to pay off credit card debt - AOL

    www.aol.com/finance/pay-off-credit-card-debt...

    2. Test the snowball method. With the snowball method, you pay off your debts from smallest to largest. Getting a debt paid off in the shortest time possible is a good motivator that could help ...

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