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  2. Zazzle - Wikipedia

    en.wikipedia.org/wiki/Zazzle

    Zazzle is an American online marketplace that allows designers and customers to create their own products with independent manufacturers (clothing, posters, etc.), as well as use images from participating companies. Zazzle has partnered with many brands to amass a collection of digital images from companies like Disney, Warner Brothers and NCAA ...

  3. Forced free trial - Wikipedia

    en.wikipedia.org/wiki/Forced_Free_Trial

    A forced free trial is a direct-marketing technique, usually for goods sold by regular subscription, in which potential buyers are sent a number of free samples of a product, usually periodic publications. Quite often publishers distribute free copies and the reader is not even asked to subscribe. His address appears on a piece of paper that ...

  4. DoNotPay - Wikipedia

    en.wikipedia.org/wiki/DoNotPay

    DoNotPay states that its services help customers seek refunds on flight tickets and hotel bookings, [11] cancel free trials, [12] sue people, [13] [14] apply for asylum or homeless housing, [10] seek claims from Equifax during the aftermath of its security breach, [15] and obtain U.S. visas and green cards. [16] DoNotPay offers a Free Trial ...

  5. Luhn algorithm - Wikipedia

    en.wikipedia.org/wiki/Luhn_algorithm

    The Luhn algorithm or Luhn formula, also known as the " modulus 10" or "mod 10" algorithm, named after its creator, IBM scientist Hans Peter Luhn, is a simple check digit formula used to validate a variety of identification numbers. It is described in US patent 2950048A, granted on 23 August 1960. [1]

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  8. How to Do a Free Reverse Phone Lookup & the 8 Best ... - AOL

    www.aol.com/finance/free-reverse-phone-lookup-8...

    8. Spy Dialer. Spy Dialer is a free reverse phone lookup service that accesses public databases of registered phone numbers to help users find information on cell phone and landline numbers and ...

  9. Credit CARD Act of 2009 - Wikipedia

    en.wikipedia.org/wiki/Credit_CARD_Act_of_2009

    The Consumer Financial Protection Bureau in its October 2013 report on the CARD Act found that between the first quarter of 2009 and December 2012, credit card interest rates increased on average from 16.2% to 18.5%, while the “total cost of credit,” that is, the total of all fees and interest paid by all consumers as a percentage of the ...

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