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  2. Letter of intent - Wikipedia

    en.wikipedia.org/wiki/Letter_of_intent

    A letter of intent ( LOI or LoI, or Letter of Intent) is a document outlining the understanding between two or more parties which they intend to formalize in a legally binding agreement. The concept is similar to a heads of agreement, term sheet or memorandum of understanding. Merger and acquisition agreements, [ 1] joint venture agreements ...

  3. Credit CARD Act of 2009 - Wikipedia

    en.wikipedia.org/wiki/Credit_CARD_Act_of_2009

    The Consumer Financial Protection Bureau in its October 2013 report on the CARD Act found that between the first quarter of 2009 and December 2012, credit card interest rates increased on average from 16.2% to 18.5%, while the “total cost of credit,” that is, the total of all fees and interest paid by all consumers as a percentage of the ...

  4. Diners Club International - Wikipedia

    en.wikipedia.org/wiki/Diners_Club_International

    Diners Club International (DCI), founded as Diners Club, is a charge card company owned by Discover Financial Services.Formed in 1950 by Frank X. McNamara, Ralph Schneider (1909–1964), [3] Matty Simmons, and Alfred S. Bloomingdale, it was the first independent payment card company in the world, successfully establishing the financial card service of issuing travel and entertainment (T&E ...

  5. History of the Church of Jesus Christ of Latter-day Saints

    en.wikipedia.org/wiki/History_of_the_Church_of...

    The history of the Church of Jesus Christ of Latter-day Saints (LDS Church) has three main periods, described generally as: [ 1][ 2][ 3] the early history during the lifetime of Joseph Smith, which is in common with most Latter Day Saint movement churches; the "pioneer era" under the leadership of Brigham Young and his 19th-century successors;

  6. Traveller's cheque - Wikipedia

    en.wikipedia.org/wiki/Traveller's_cheque

    It discontinued the card in October 2007. A number of other financial companies went on to issue stored-value or pre-paid debit cards containing several currencies that could be used like credit or debit cards at shops and at ATMs, mimicking the traveller's cheque in electronic form. One of the major examples is the Visa TravelMoney card. [7]

  7. New bank credit card policies could send your credit rating ...

    www.aol.com/2009/02/02/new-bank-credit-card...

    Fearing that the Credit Cardholder's Bill of Rights could pass Congress this year, credit card companies are jacking up rates and lowering credit limits even on their low-risk customers with ...

  8. Americans United for Separation of Church and State - Wikipedia

    en.wikipedia.org/wiki/Americans_United_for...

    History. Americans United for Separation of Church and State was founded on January 11, 1948, [ 1] as Protestants and Other Americans United for Separation of Church and State (POAU) by a coalition of religious, educational and civic leaders. It was made in response to proposals pending in the U.S. Congress to extend government aid to private ...

  9. Nasty Credit Card Policies Are Bad for Business

    www.aol.com/2012/06/06/nasty-credit-card...

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