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A basis point (often abbreviated as bp, often pronounced as "bip" or "beep" [1]) is one hundredth of 1 percentage point. Changes of interest rates are often stated in basis points. For example, if an existing interest rate of 10 percent is increased by 1 basis point, the new interest rate would be 10.01 percent. [2]
A higher volatility stock, with the same expected return of 7% but with annual volatility of 20%, would indicate returns from approximately negative 33% to positive 47% most of the time (19 times out of 20, or 95%). These estimates assume a normal distribution; in reality stock price movements are found to be leptokurtotic (fat-tailed).
The fixed rate for a 15-year mortgage is 6.13%, down 4 basis points from last week's average 6.17%. These figures are higher than a year ago, when rates averaged 6.67% for a 30-year term and 6.03% ...
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Middle gray. 50% CIELAB lightness. ( Y = 18.4%) In photography, painting, and other visual arts, middle gray or middle grey is a tone that is perceptually about halfway between black and white on a lightness scale; [1] in photography and printing, it is typically defined as 18% reflectance in visible light. [2] [3]
Alcohol by volume (abbreviated as alc/vol or ABV) is a standard measure of the volume of alcohol contained in a given volume of an alcoholic beverage, expressed as a volume percent. [1] [2] [3] It is defined as the number of millilitres (mL) of pure ethanol present in 100 mL (3.5 imp fl oz; 3.4 US fl oz) of solution at 20 °C (68 °F).
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