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Social Security spousal benefits are part of the retirement income that a lower-earning spouse can receive based on the higher-earning spouse’s work record. This provision allows the lower ...
Those who start collecting Social Security at an early age will get smaller benefits -- but sometimes that's the right thing to do.
The Social Security program has included spousal benefits since its beginning in the 1930s. Here are three things all retired couples should know about spousal Social Security benefits.
The Act provided benefits to retirees and the unemployed, and a lump-sum benefit at death. Payments to current retirees are financed by a payroll tax on current workers' wages, half directly as a payroll tax and half paid by the employer (self-employed people are responsible for the entire payroll tax).
Most retirees can claim their monthly benefit starting at age 62, but waiting to claim results in a bigger monthly check from the government. Your benefits typically max out at age 70.
The Social Security Administration allows you to apply for benefits as early as four months before you’re eligible to be approved. For example, if you turn 62 in June — which is the earliest ...
According to the latest data from the Social Security Administration, the average monthly benefit for someone claiming at age 62 is $1,275. If you look at averages by gender, there's a disparity ...
To apply for Social Security spousal benefits, you'll need to gather some information on yourself and your ex. This includes: Your full name, birth date, and Social Security number. Your ex's full ...