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Rice Insurance Services Company (RISC) specializes in mandated real estate errors & omissions insurance, RISC provides policies in Colorado, Iowa, Idaho, Kentucky, Louisiana, Mississippi, Nebraska, New Mexico, North Dakota, Rhode Island, South Dakota, and Tennessee.
These states require real estate licensees to maintain E&O coverage that meets certain requirements. We offer coverage that exceeds the minimum requirements. The insurance carrier for our programs is Continental Casualty Company, a CNA insurance company, rated A (Excellent) by A.M. Best.
Firm Excess Coverage. Firm excess policies provide additional limits of liability once coverage through the applicable underlying policy is exhausted. We offer excess policies with $3,000,000 limits to real estate firms whose licensees are all insured through our basic policies. Learn More.
The Tennessee Real Estate Commission (TREC) selected RISC to continue to provide the state group E&O insurance policy, which is issued by Continental Casualty Company, a CNA insurance company. The program is designed specifically for Tennessee licensees and exceeds state minimum requirements.
The Nebraska Real Estate Commission selected RISC to continue to provide the state group errors and omissions (E&O) policy, which is issued by Continental Casualty Company, a CNA insurance company. The program is designed specifically for Nebraska licensees and exceeds the state minimum requirements.
The Louisiana Real Estate Commission (LREC) has awarded the contract for the 2025 Louisiana Group Errors and Omissions (E&O) Insurance Program to Rice Insurance Services Center, a Division of Accretive Specialty Insurance Solutions.
When individuals purchase insurance through our programs, a real estate firm the individual represents is insured under the individual’s policy for the firm’s vicarious liability for negligent acts, errors, and omissions in the individual’s professional services.
“As Managing Broker [for a large New Mexico real estate company], I have had occasion to work with various Professional Liability Errors and Omissions Insurance carriers over the past nineteen years. Rice Insurance Services stands out as delivering quality service at a reasonable price.”– S.B. (NM Managing Broker for large NM Real Estate ...
Idaho Real Estate Licensee Errors & Omissions Insurance Group Program. The Idaho Real Estate Commission selected RISC to provide the state group E&O insurance policy, which is issued by Continental Casualty Company, a CNA insurance company. The program is designed specifically for Idaho licensees and exceeds state minimum requirements.
The Rice family and their colleagues have specialized in state-mandated real estate E&O programs since 1989. We provide the group policies in all 15 states that have group programs and require real estate licensees to maintain insurance. We also provide an independent program in one mandated state.