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  2. What to know before closing a credit card with a balance - AOL

    www.aol.com/finance/know-closing-credit-card...

    Closing a credit card account can also impact your credit utilization ratio if you have debt on other credit cards and revolving accounts. This factor makes up 30 percent of your FICO score, so ...

  3. Should I close my credit card if I have a high interest rate?

    www.aol.com/finance/close-credit-card-high...

    Having multiple credit cards is good for your credit score, so consider keeping your high-interest account open while you look for a new card with lower interest or better credit card rewards ...

  4. What happens if you don’t use your credit card? - AOL

    www.aol.com/finance/happens-don-t-credit-card...

    Key takeaways. Not using a credit card regularly can cause the card to become inactive. If a credit card issuer deems your account to be inactive, it may close the account. Closing an inactive ...

  5. Is closing a credit card bad? - AOL

    www.aol.com/finance/closing-credit-card-bad...

    Key takeaways. Closing a credit card may hurt your credit, but the impact varies depending on your credit history. Sometimes, it makes sense to close a card even though it might affect your credit ...

  6. What is a balance transfer — and is it a good idea for debt?

    www.aol.com/finance/balance-transfer-good-idea...

    A balance transfer is a transaction that moves existing debt from one credit card to another card. If you transfer the balance from a card with a higher APR to a card with a lower rate, or even an ...

  7. I’m a Financial Expert: Here’s What You Should Do With Your ...

    www.aol.com/m-financial-expert-old-credit...

    Before you cut up or return those old credit cards, here are a few final steps to better protect yourself from any possible financial issues: Pay off the outstanding balance. If there’s a ...

  8. How to Cancel a Credit Card: Our 5-Step Guide - AOL

    www.aol.com/finance/cancel-credit-card-5-step...

    Include your name, address and account number, and state in the letter that you would like your account closed and for the company to confirm you have a $0 balance — send it by certified mail to ...

  9. How To Cancel a Credit Card: The Safe Way - AOL

    www.aol.com/finance/cancel-credit-card-safe-way...

    Canceling a credit card can hurt your credit score, but it doesn't have to if you know the right way to do it. Follow these strategies and steps to get started. How To Cancel a Credit Card: The ...

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