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Annual percentage yield ( APY) is a normalized representation of an interest rate, based on a compounding period of one year. APY figures allow a reasonable, single-point comparison of different offerings with varying compounding schedules. However, it does not account for the possibility of account fees affecting the net gain.
Putting $5,000 in the top-earning, one-year CD will earn $283 in interest, compared with $87 in a one-year CD that earns the national average APY of 1.73 percent. Today’s CD rates by term CD term
The top CD rates for a one-year term have surpassed 5 percent, which is much higher than the inflation rate. This means that, for now, money in a CD with that a high yield will outpace inflation.
Currently, the top widely available annual percentage yield (APY) across all terms is 5.51 percent, which is offered on a one-year term. Today, the highest rate on a nine-month term has fallen ...
The top widely available rate on certificates of deposit (CDs) has fallen twice this week. The new overall highest annual percentage yield (APY) is from CIBC Bank USA, which offers a one-year CD ...
Key takeaways. The top CD rate remains 5.55% APY on a one-year CD from Salem Five Direct. Rates have edged down in recent months, yet for the most part they remain elevated.
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