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2. AnnualCreditReport.com - Wikipedia

   en.wikipedia.org/wiki/AnnualCreditReport.com

   AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.

3. You Won't Believe How Many People Have Errors on Their Credit ...

   www.aol.com/wont-believe-many-people-errors...

   Select "Request your free credit reports." Fill out the form with the required information, including your name, date of birth, Social Security number, and address.

4. Fair and Accurate Credit Transactions Act - Wikipedia

   en.wikipedia.org/wiki/Fair_and_Accurate_Credit...

   The Fair and Accurate Credit Transactions Act of 2003 ( FACT Act or FACTA, Pub. L. 108–159 (text) (PDF)) is a U.S. federal law, passed by the United States Congress on November 22, 2003, [ 1] and signed by President George W. Bush on December 4, 2003, [ 2] as an amendment to the Fair Credit Reporting Act. The act allows consumers to request ...

5. Fair Credit Reporting Act - Wikipedia

   en.wikipedia.org/wiki/Fair_Credit_Reporting_Act

   The Fair Credit Reporting Act ( FCRA ), 15 U.S.C. § 1681 et seq., is federal legislation enacted to promote the accuracy, fairness, and privacy of consumer information contained in the files of consumer reporting agencies. It was intended to shield consumers from the willful and/or negligent inclusion of erroneous data in their credit reports.

6. Forget Closing Your Credit Card: Here's What to Do Instead - AOL

   www.aol.com/forget-closing-credit-card-heres...

   Instead of closing a credit card, contact your card issuer and request a downgrade. The technical term for this is a "product change" -- you swap out your current credit card for another one in ...

7. How requesting a credit limit increase affects your credit - AOL

   www.aol.com/finance/requesting-credit-limit...

   Requesting a credit limit increase can have both positive and negative impacts on your credit score. If you request the increase, expect the issuer to conduct a hard credit inquiry. If the issuer ...