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  2. Demand guarantee - Wikipedia

    en.wikipedia.org/wiki/Demand_guarantee

    Major differences distinguish letters of credit from "demand guarantees"; in the latter instrument the obligation to pay is conditioned within the terms of the bank's promise, therefore if the demand guarantee is payable upon the beneficiary's written first demand he is assured payment notwithstanding any defence related to any other underlying ...

  3. Letter of intent - Wikipedia

    en.wikipedia.org/wiki/Letter_of_intent

    In academia, a letter of intent, also often referred to as a statement of intent, is part of the admissions process of a particular academic program in graduate school. These letters often act as a pivotal decider for admission committees looking to understand an applicant's academic and professional goals, and their fit within the program.

  4. Open letter - Wikipedia

    en.wikipedia.org/wiki/Open_letter

    An open letter is a letter that is intended to be read by a wide audience, or a letter intended for an individual, but that is nonetheless widely distributed intentionally. [ 1 ] [ 2 ] Open letters usually take the form of a letter addressed to an individual but are provided to the public through newspapers and other media, such as a letter to ...

  5. List of Neighbours characters (2024) - Wikipedia

    en.wikipedia.org/wiki/List_of_Neighbours...

    Veronica McLain, played by Ellen Grimshaw, made her first appearance on 4 January 2024. [1] Grimshaw confirmed her casting via her Instagram account. She wrote that Veronica would be a "mysterious woman who seems more than just a little bit annoyed" by the established character Nicolette Stone (Hannah Monson). [2]

  6. National Insurance number - Wikipedia

    en.wikipedia.org/wiki/National_Insurance_number

    The format of the number is two prefix letters, six digits and one suffix letter. [5] An example given at the source is QQ123456C, although that is an invalid entry according to the definition. Neither of the first two letters can be D, F, I, Q, U or V. The second letter also cannot be O. The prefixes BG, GB, NK, KN, TN, NT and ZZ are not ...

  7. Permanent account number - Wikipedia

    en.wikipedia.org/wiki/Permanent_account_number

    The PAN structure is as follows: Fourth character [P — Individual or Person] Example: AAAPZ1234C. The first five characters are letters (in uppercase by default), followed by four numerals, and the last (tenth) character is a letter. The first three characters of the code are three letters forming a sequence of alphabetical letters from AAA ...

  8. Daylight saving time - Wikipedia

    en.wikipedia.org/wiki/Daylight_saving_time

    Daylight saving time (DST), also referred to as daylight saving(s), daylight savings time, daylight time (United States and Canada), or summer time (United Kingdom, European Union, and others), is the practice of advancing clocks to make better use of the longer daylight available during summer so that darkness falls at a later clock time.

  9. HUD-1 Settlement Statement - Wikipedia

    en.wikipedia.org/wiki/HUD-1_Settlement_Statement

    The HUD-1 Settlement Statement is a standardized mortgage lending form in use in the United States of America on which creditors or their closing agents itemize all charges imposed on buyers and sellers in consumer credit mortgage transactions. The HUD-1 (or a similar variant called the HUD-1A) is used primarily for reverse mortgages and ...

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