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2. How to get a personal loan with bad credit & special ... - AOL

   www.aol.com/finance/personal-loan-bad-credit...

   Check your report for errors or old debt dragging your score down, and work to get them corrected before you apply for a personal loan. 2. Consider your income and other debts. Bad credit lenders ...

3. Bad credit loans: 5 risks to be aware of before getting one - AOL

   www.aol.com/finance/bad-credit-loans-5-risks...

   Risks of taking out a bad credit loan. Bad credit loans are a convenient solution to access fast cash if you can’t get approved elsewhere. Still, they come with drawbacks to keep in mind before ...

4. How to get a debt consolidation loan with bad credit

   www.aol.com/finance/debt-consolidation-loan-bad...

   If you’re struggling to get out of debt and think a debt consolidation loan can help, but have poor credit — a FICO score of under 580 — consider following these steps to find the right debt ...

5. How to tell if debt settlement is a good idea for you - AOL

   www.aol.com/finance/tell-debt-settlement-good...

   Negative credit score impact: Debt settlement can negatively impact your credit score, as settled accounts may be reported as “settled” or “ charged-off.”. A debt settlement may remain on ...

6. Pre-approval - Wikipedia

   en.wikipedia.org/wiki/Pre-approval

   In lending, a pre-approval is the pre-qualification for a loan or mortgage of a certain value range. [1]For a general loan a lender, via public or proprietary information, feels that a potential borrower is completely credit-worthy enough for a certain credit product, and approaches the potential customer with a guarantee that should they want that product, they would be guaranteed to get it.

7. 8 balance transfer credit card mistakes to avoid - AOL

   www.aol.com/finance/8-balance-transfer-credit...

   That can add stress to your budget as you try to make the payments. Additionally, the escalating debt can hurt your credit utilization ratio, causing your credit score to decline. 5. Not having a ...

8. Unsecured debt - Wikipedia

   en.wikipedia.org/wiki/Unsecured_debt

   Unsecured debt. In finance, unsecured debt refers to any type of debt or general obligation that is not protected by a guarantor, or collateralized by a lien on specific assets of the borrower in the case of a bankruptcy or liquidation or failure to meet the terms for repayment. [1] Unsecured debts are sometimes called signature debt or ...

9. Debt buyer (United States) - Wikipedia

   en.wikipedia.org/wiki/Debt_buyer_(United_States)

   According to a 2004 Healthcare Financial Management web page, credit card debt comprises 70% of the accounts sold to debt buyers, followed by automobile loans, telecommunications debt, and retail accounts. [13] By 2005 the total of consumer loans had climbed to a new high of over $2 trillion, [14] [15] representing a 25% increase since 2000. [15]