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  2. Affordable Care Act - Wikipedia

    en.wikipedia.org/wiki/Affordable_Care_Act

    A study using national data from the Health Reform Monitoring Survey determined that unmet need due to cost and inability to pay medical bills significantly decreased among low-income (up to 138% FPL) and moderate-income (139-199% FPL) adults, with unmet need due to cost decreasing by approximately 11 percentage points among low-income adults ...

  3. Oregon - Wikipedia

    en.wikipedia.org/wiki/Oregon

    Oregon (/ ˈ ɒr ɪ ɡ ən,-ɡ ɒ n / ⓘ ORR-ih-ghən, -⁠gon) [7] [8] is a state in the Pacific Northwest region of the United States. It is a part of the Western U.S., with the Columbia River delineating much of Oregon's northern boundary with Washington, while the Snake River delineates much of its eastern boundary with Idaho.

  4. Free-rider problem - Wikipedia

    en.wikipedia.org/wiki/Free-rider_problem

    The free-rider problem in social science is the question of how to limit free riding and its negative effects in these situations. Such an example is the free-rider problem of when property rights are not clearly defined and imposed. [4] The free-rider problem is common with public goods which are non-excludable and non-rivalrous. Non ...

  5. Life settlement - Wikipedia

    en.wikipedia.org/wiki/Viatical_settlement

    A life settlement or viatical settlement (from Latin viaticum, something received before death) [1] is the legal sale of an existing life insurance policy (typically of seniors) for more than its cash surrender value, but less than its net death benefit, [2] to a third party investor. [3] Such a sale provides the policy owner with a lump sum. [4]

  6. Indemnity - Wikipedia

    en.wikipedia.org/wiki/Indemnity

    Most business interruption insurance policies contain an Extended Period of Indemnity Endorsement, which extends coverage beyond the time that it takes to physically restore the property. This provision covers additional expenses that allow the business to return to prosperity and help the business restore revenues to pre-loss levels. [39]

  7. Diminishing returns - Wikipedia

    en.wikipedia.org/wiki/Diminishing_returns

    [2] [3] The law of diminishing returns does not cause a decrease in overall production capabilities, rather it defines a point on a production curve whereby producing an additional unit of output will result in a loss and is known as negative returns. Under diminishing returns, output remains positive, but productivity and efficiency decrease.

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